Loan Eligibility Calculator

AP

Loan Eligibility Calculator

Estimate maximum loan amount based on net monthly capacity

Gross Monthly Income (₹)

Existing Monthly EMI / Loan Obligations (₹)

Other Monthly Expenses (approx) (₹)

Eligibility Ratio (portion of net available for EMI) 50% (common) 45% 40% 55%

Assumed Interest Rate (% p.a.) for Loan

Desired Tenure (Years)

Tip: Banks vary — change ratio to match your bank policy.

Net Available for EMI (per month)

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Allowed EMI (per month)

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Estimated Max Loan

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Assumed Loan Breakdown (First & Last EMI)

Item	Value
Monthly EMI used	—
Tenure (months)	—
Interest Rate (annual)	—

Note: This is an estimate. Actual bank eligibility depends on bank policy, credit history and documents.